The Best of Australian Rewards Credit Cards
Created June 1 2008Reward credit cards are a great option for those that use there credit card responsibly. Today in Australia there are many types of reward credit cards on the market. Novices to the industry can find the task of selecting the best reward credit card difficult due to the wide range to choose from. Reward credit cards can come in many forms including shopping, frequent flyer and petrol. In order to determine what card is right for you a choice needs to be made on how you would most benefit from cashing in on your points. As a consumer you need to decide whether you like a discount on shopping, air travel or petrol. Once you have decided what area you want to receive a discount then you can select a rewards credit card that fits into one of these categories. To make things a little easier for you Credit Card City has selected the best shopping, air travel and petrol discount credit cards available for you to apply for online.
If you like shopping and would like to receive a discount at the department store for using your credit card wisely then the ANZ Balance Visa might be the card for you. With the ANZ Balance rewards card you can earn points to redeem on shopping and gift vouchers. This card also comes to you with a very low 13.99 percent interest rate which is especially low for a bonus points credit card.
For those that travel by air frequently then there are many air miles credit cards to choose from. In Australia the two main air carriers are Qantas and Virgin Blue. The decision of course on what card you choose should be based on who you like to travel with. ANZ has partnered with Qantas to give you the ANZ Frequent Flyer credit card that lets you redeem your points on Qantas flights. NAB has partnered with Virgin Blue to create the Velocity NAB Frequent Flyer credit card that lets you redeem your points on Virgin Blue Flights. Both of these cards make it easy for you to redeem your points with special online booking facilities that can have you booked on a bonus points flight within minutes.
Petrol prices are soaring out of control in Australia. One way to reduce your petrol bill is to select a rewards credit card that allows you to use your points as a discount at the petrol pump. Citibank has partnered with BP to bring you the Citibank BP Mastercard that gives you an amazing 5 percent off you BP fuel bill along with an additional 5 percent off anything else you buy at a BP petrol station.
Selecting a rewards credit card can be difficult however if you follow these guidelines it will save you the headache of working through the reward credit card maze. Select what category you would like to redeem your bonus points in and see what credit cards are available within this sector. Be sure to go over the finer points of the bonus programs and use your credit card responsibly to get the maximum benefits for paying your balance on time.