Apply for NAB Gold Credit Card
NAB Visa Gold Credit Card |
|||
 |
NAB Gold Card | ||
 |
19.74% interest rate Up to 44 days interest free on purchases (2) Special insurances for Gold cardholders, including complimentary NAB Gold Overseas Travel Insurance (4) Link your NAB Gold Card to your FlyBuys membership at no additional cost (5) and earn points towards a great range of awards Annual card fee of $90 (1)
|
||
Important Information
Approval is subject to NAB’s credit assessment criteria. Terms and conditions available on application. Fees and charges apply. NAB offers a range of credit cards which may not be described here. For more information, please visit nab.com.au/creditcards. Offer available for approved applicants from 24 December 2007 to 29 February 2008. Offer is not available on Ant Credit Cards or when transferring from another NAB Credit Card Account or in conjunction with any other NAB Credit Card offer. Special Promotion Balance Transfer Terms and Conditions, available on application, detail the processing and treatment of balance transfer amounts. The cash advance interest rate applicable to your NAB Credit Card Account will apply to balance transfer amounts unpaid after 6 months. For NAB Low Rate Visa Cardholders, please note the cash advance interest rate applicable to your NAB Credit Card Account is higher than the purchase interest rate. The promotional rate of 0%p.a. for up to six months on balance transfer amounts must be applied for at the point of full credit card application. Special Promotion Introductory Purchase Rate Terms and Conditions – The 0% p.a. purchase rate applies for six months from the date the account is opened. If at the end of the 6 month promotional period any purchase amounts are owing, those amounts will attract the interest rate for purchases that is applicable to your NAB Credit Card Account. 0%p.a. purchase rate excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). 1. Annual card fees are subject to change. Correct as at 24 December 2007. View full details of fees and charges at nab.com.au 2. ‘Purchases’ Exclude cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). Interest free days on purchases if you pay your account in full by the due date each month 3. National Australia Bank Limited has obtained NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903, trading as AIG Australia. The benefits are extended to NAB Gold Card cardholders. The terms, conditions and exclusions of NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Gold Insurance Policy Document [PDF 234kb] (opens in a new window) and may be amended from time to time. 3. Minimum spend thresholds and standard FlyBuys terms and conditions apply. The FlyBuys program is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 334. 5. You must provide NAB with your valid Velocity Membership Number to enable points to be credited to your Velocity Rewards Account. If you are not a Velocity Member, you can join by visiting velocityrewards.com.au. Velocity Membership and Points earn and redemption are subject to Velocity Terms and Conditions, as amended from time to time, and available at velocityrewards.com.au. The Velocity Program is operated by Velocity Rewards Pty Ltd ACN 116 089 448 as trustee of The Loyalty Trust. 6. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and purchases of travellers cheques) or when a Velocity NAB Credit Card is used as a debit card to access linked accounts or transactions we decide are wholly or partly for a business purpose. Also excludes fees and charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent or involve abuse of your Velocity NAB Credit Card account, payments, and purchases which are refunded or reimbursed. 7. Velocity Points do not expire as long as your Velocity Rewards Account remains active. A credit card offers you great flexibility and convenience. But it is important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB Credit Card at this time.
Approval is subject to NAB’s credit assessment criteria. Terms and conditions available on application. Fees and charges apply. NAB offers a range of credit cards which may not be described here. For more information, please visit nab.com.au/creditcards. Offer available for approved applicants from 24 December 2007 to 29 February 2008. Offer is not available on Ant Credit Cards or when transferring from another NAB Credit Card Account or in conjunction with any other NAB Credit Card offer. Special Promotion Balance Transfer Terms and Conditions, available on application, detail the processing and treatment of balance transfer amounts. The cash advance interest rate applicable to your NAB Credit Card Account will apply to balance transfer amounts unpaid after 6 months. For NAB Low Rate Visa Cardholders, please note the cash advance interest rate applicable to your NAB Credit Card Account is higher than the purchase interest rate. The promotional rate of 0%p.a. for up to six months on balance transfer amounts must be applied for at the point of full credit card application. Special Promotion Introductory Purchase Rate Terms and Conditions – The 0% p.a. purchase rate applies for six months from the date the account is opened. If at the end of the 6 month promotional period any purchase amounts are owing, those amounts will attract the interest rate for purchases that is applicable to your NAB Credit Card Account. 0%p.a. purchase rate excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). 1. Annual card fees are subject to change. Correct as at 24 December 2007. View full details of fees and charges at nab.com.au 2. ‘Purchases’ Exclude cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). Interest free days on purchases if you pay your account in full by the due date each month 3. National Australia Bank Limited has obtained NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903, trading as AIG Australia. The benefits are extended to NAB Gold Card cardholders. The terms, conditions and exclusions of NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Gold Insurance Policy Document [PDF 234kb] (opens in a new window) and may be amended from time to time. 3. Minimum spend thresholds and standard FlyBuys terms and conditions apply. The FlyBuys program is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 334. 5. You must provide NAB with your valid Velocity Membership Number to enable points to be credited to your Velocity Rewards Account. If you are not a Velocity Member, you can join by visiting velocityrewards.com.au. Velocity Membership and Points earn and redemption are subject to Velocity Terms and Conditions, as amended from time to time, and available at velocityrewards.com.au. The Velocity Program is operated by Velocity Rewards Pty Ltd ACN 116 089 448 as trustee of The Loyalty Trust. 6. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and purchases of travellers cheques) or when a Velocity NAB Credit Card is used as a debit card to access linked accounts or transactions we decide are wholly or partly for a business purpose. Also excludes fees and charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent or involve abuse of your Velocity NAB Credit Card account, payments, and purchases which are refunded or reimbursed. 7. Velocity Points do not expire as long as your Velocity Rewards Account remains active. A credit card offers you great flexibility and convenience. But it is important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB Credit Card at this time.