Credit Card City Win $1000 Cash Contest - Responses

Listed below are the responses to our online competion all entries are in with a chance to win $1000. Competition ends July 30 2009. Click here to enter online

I hate credit cards as they are are so misleading.They have too much interest charged on them and too many hidden costs and fees. I prefer to save then buy. If you really want something you will find a way to save enough to buy it. I have had a credit card in the past and i know first hand what they can do. Saving is the only way to go. Credit cards are great if you are loaded with money and use it for the convenience of not having o carry cash, but they are no use to people who dont know anything about credit and how to use it. I have become so much wiser now without one and have managed to buy what i want, it just took a bit longer, but at least i dont have a debt hanging over me.
to be impulsive buying it can have it's good points seen that particular product you must have and then it can have it's side effects
I hate my credit card because i nearly always have money owing on it despite repaying frequently. I love my credit card because it gives me freedom to buy something special for myself knowing i can pay for it later. A credit card has it's pros and cons. You love it and hate it.
I hate mine because it is so easy to go over in my spending and then go without the things I need in order to pay for what I really did'nt need at the time. It has been a wake up call for me to save for these luxuries.
I think it easy too get your self in debt with them and they can keep you that mode if you let them ,but then again they help you when you need it and that is good when you dont have money I think if you use it in the right prospective can be a great asset to I have had a mastercard before and use it unwisely in my younger days and hope too get one for myself again in the future for those things I said
I absolutly HATE my credit card. Before I had my baby, I was a shopping addict. So imagine the credit card bills coming in after I had a little girl - impossible not to buy her everything cute to wear in site. I am now a single mother, who has no contact with my daughters father and am doing it really tough. Instead of buying my daughter beautiful things, I am paying my bills and rent on my credit card, while only just fighting off the banks. I am not entering this competition for fun. I am asking for help!
I hate it. cause its maxed out and everytime i pay something off it i spend it again
This is not about hate at all. This is all about LOVE. My credit card is one item that I never go anywhere without. I just LOVE my credit card. It makes me feel complete and secure. I don't have to worry about not having cash with me ever. It is there for me when I feel down and need uplifting. It buys me beautiful gifts, and without fail all gifts are my choce and not someone elses. My credit card pays my bills for me, takes me on overseas holidays, allows me to shop 'till I drop, feeds me, pampers me, and I could go on and on and on.......Lets be honest now, would anyone else do this for me? NO, NO, NO... THIS IS WHY I LOVE MY CREDIT CARD SO......MUCH!
I hate my credit card because i use it with the best intention then can't pay it off in full and it costs me money and it's just a vicious circle!!
I love my credit card because it enables me to buy what I when I want and where I want and I don't have the hassles of carrying cash on me, thus making me feel a lot safer.
I think everyone has a love hate relationship with there credit card. Credit cards are very handy when you are cash strapped but they are so easy to use and totally blow the budget. We would be lost without them wouldn't we?
I love my credit card because the answer is always 'YES'.
we have a love/hate relationship.....i love to spend the money but i hate getting the bill!
I love the convienence of a credit card.. Now that i have stopped my addiction to buying unnecessary items I use it for things on the internet and often times as hiring cars its the only payment they will take.
I love my credit card because, used wisely, it gives me free credit for up to 45 days. I run a small consuting and supply business in IT. I am able to buy all my clients needs on the card and then when I get paid by the clinet, I can pay off the card by the due date witout incurring any interest. The same applies to all my utility bills (unless they have a charge for using a card) thus extending my due date by over a month. It's much cheaper than an overdraft and the savings over a year can be huge.
I both love and hate my credit card - I love it's convenience, safer than carrying cash around and it's accepted almost everywhere. I hate it for the same reasons - it's too easy to use! It makes saving so much harder. My credit card also has a terrible interest rate - I'm going to have to change it for another card.
I love my credit card because I've got a family who constantly needs essentials like clothes and shoes as they are growing so quickly. I hate my credit card because of the large interest I have to pay, even though interest rates are the lowest they have been for many many years. That does not make sense to me at all.
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