Credit Card City Win $1000 Cash Contest - Responses
Listed below are the responses to our online competion all entries are in with a chance to win $1000. Competition ends July 30 2009. Click here to enter online
Everytime i want something on sale my can feel my pocket throbbing. The credit card is out to get me.
I love my credit card because it gives me a little extra cash when i need it.
I hate credit cards because of the interest rate they charge you never seem to finish paying because of the temptation to buy all of the time of things you want not what you need
i neither love or hate my credit card because i am a pensioner and i don't have one because no lending beanks will even give me one being on a disability pension so i had to apply for a debit visa through anz and they are a great bank to deal with.
The interest rate, i feel like im never going to pay the damn thing off, i can't afford to go much above the minimum and tend to use it when it has been paid off a bit, so caught in the cycle of credit which i hate.
Its the cash you always need in your wallet when your husband borrows your money
I used to love my credit card when I was travelling and it was so convenient. Now I hate my credit card as the balance has skyrocketed on it up to $10000 with the interest making it almost unbearable to pay it off and reduce the amount. I am trying hard and know now that I will only use a visa debit card from now on (mastercard is not accepted in as many countries particularly through Africa). Please help me to reduce my debt.
I love my credit card as long as I pay it off every month. The convenience no hassle easy transactions.
I love my credit card as it gives me the freedom to shop when i want and where i want without having to carry cash on me.And i do not have to pay excessive fees either . Well worth the security and peace of mind a credit card can bring .Very handy when traveling and overseas.
I love my credit card because of how much money it saves me! I know that sounds backwards to probably a lot of people but it's all about the way in which you use your credit card. They are fantastic for earning frequent flyers points and I've already been able to enjoy a Far North Qld holiday on the points I've earned with purchases. I also use my credit card to maximise my mortgage offset account. By leaving as much of my money as possible in my savings account and putting absolutely everything on my credit card before transferring money across to pay it off on the last day I am able to use every cent possible to offset my mortgage interest… meaning in effect I’m paying off my house faster than otherwise. By using my credit card it truly is a case of the more you spend the more you save!
I love my credit card cause it allows me to buy myself things when I don't have the cash right now but I hate it cause I always have to pay it off.
I love my credit card because I don't need to carry around large amounts of cash, I can use it for buying food, clothes, paying bills, and with a limit I know I can't over spend.
Our CC is there for an emergency. We don't use it all the time, because the money still has to be paid back, no matter how broke we are, but it's good to know we have it to fall back on.
like a blood sucking vampire my credit card is always wanting more.
I have a love/hate relationship with my credit card. I love the convenience but i also hate the TEMPTATION of knowing I have it there.
I hate my credit card because it is too easy to over spend on it and then you have to try to pay it all back.
I love my credit card because it has a low interest rate and the service is exceptional.
I hate the fact that it's always there, I wish that I could kill it off in one fell swoop and never look at another credit card bill ever again.
I hate credit cards that much I dont have one I tore them all up years ago
I absolutely love my credit card, I get paid monthly so I rely on it.
This is why I love my credit card. Using it wisely can benefit wealth, discipline and security. You can benefit your bank account - leaving your money in there while you credit away and pay it back before 55 days - so there's your dollar savings and your discipline in one! So things are going smoothly then suddenly you have an enexpected larger amount to pay for such as medical, or dental costs and you have the security to know that your credit card will back you up - "No stress Anne, I'll sort it for you, you just relax and remember your part - the discipline". Soooo simple!
I hate the fact that the credit card is always up to its limit, so all the extra money we've got, have to go into the credit card. Wish we hadn't had it, it would certainly help for not spending much or so easily, but it really come in handy in case of a emergency.
I both love and hate my credit card. I love it as it gives me a rush when I spend and the only way to get that rush again is to spend again with it which of course I do. I hate it when the statement comes in and I'm $400 over my limit and that means I have no more credit to use until horror of horrors, I have to pay them the money back and then I love my credit card again as I can go out and spend with it.
I love my credit card because it saves me in those sticky situations at the end of the month when money in the bank balance is low. I hate that i need it to servive as if i didnt have one my husband and my 4 kids and myself would be in big trouble financilly at certain times of the month till pay day.
