Credit Card City Win $1000 Cash Contest - Responses

Listed below are the responses to our online competion all entries are in with a chance to win $1000. Competition ends July 30 2009. Click here to enter online

i love my credit card but also hate my credit card.we have a love hate relationship going on between us.I spend all day with it.Its save me in many times including the bills and mostly handy shopping eg. shoes that's only the love part of the relationship.The hate part is getting the bill at the end of the 40days saying we need to pay it back. all and all it has been good so far.
My study text books came from the United States of America (savings 20% on local prices), my sheet music for a gig I had came from the UK (not available anywhere else), my tickets to New Zealand will also come from my credit card. Reduce or pay out the balance and I'm in action again - I love my credit card. Rising interest rates hmmm the sadness that brings a credit card user can make them hate it but overall I love my credit card.
I hate credit cards. Being a single parent, with finance experience, I have chisen NEVER to have a vredit card again. I was 15 (before credit act) when I got my first card, which was a Myer card (as I worked for them) They kept increasing my limit because I paid so well from $500 ended up being $3000 at the tender age of 17. Once bitten and all of that. You Just get yourself into trouble. I should have listened to my father, who wardned me, but "Iknew it all)
I have a love hate relationship with my credit card. I love its convenience when purchasing items but I hate that I that its up to the limit most of the time and I have to pay it off.
I hate my credit card because I think I can buy everything with it and then I relise I have to pay it back. This is when that great feeling turns to oh my god I can't believe I used my credit card again : )
I love my credit card because it is handy when you have no cash at the moment you need to do a purchase. I hate it because you are reliant on having it.
I-hate-the-card.--Makes-me-feel-a-looser.-Makes-me-accept-I-have-no-self-control.
i love my credit card because i dont have to worry about carrying too much cash and i love to see the reward points mount up. i feel like a businessman or someone important eapecially when i travel as no one seems to refuse you service or goods and all the traders ive ever dealt with accept most of the recognised cards. i always pay my accoount on time and dont have to pay interest. i get free travel insurance because of it which more than compensates for any annual fee. finally, i dont leave home without it.
I love my credit card as I have done away with layby and now have it paid within the same time and there's no waiting!
just love it
I love my credit card as it comes in handy when in trouble but at times i hate it as can be to useful especially when you want something you cant afford, the charges are over the top and the if not used correctly the only people that benefit really are the banks
Why Do I Love or Hate my Credit Card? (Takes Card out of wallet) Me: Credit Card? Can I ask you a few questions? Gold Visa (GV): My name is Gold Visa. Me: I’m sorry, Gold. Would it be OK if I asked you a few questions about yourself? I’ve been asked why I love or hate you. GV: It would be polite to call me ‘Mr Visa’, thank you young lady. I’m no spring chicken like yourself. Me: I do apologise Mr Visa. May I ask you to tell me a few things about yourself? GV: You want to know why you love me. Me: Well, yes, but also why I might potentially not love you GV: (Assured) You love me. I let you use me all the time. I also give you an interest free period, which, might I add, you ALWAYS take advantage of. Me: Well that is true. I guess it’s convenient to have one bill each month for all my household expenses too. GV: Young lady, I’m confused. You asked me why you loved me because you weren’t sure and now you’re coming out with it on your own! Me: Mr! Visa, I apologise. I guess what I really need to know is why I hate you sometimes. GV: Hate is a very strong word. You might want to reconsider your statement. GV: Besides, you don’t hate me at all. You spend a lot and then hate the bill my owners send you. But that’s your own doing. You make your bed, you lie in it. (Mutters to self) Young people these days: no common sense or work ethic! Me: I didn’t mean that I actually did hate you, Mr Visa. It was a proposed question. I’m sorry. GV: Nothing to be sorry about. I know you love me. How could you not? I have a comparable interest rate to others like me. You checked it yourself on that handy website. What was it again? Me: (Quiet) Credit Card City. GV: That’s right. And the fee you pay to have the honour of my presence every year is well worth it. I see the things you get from that rewards program! You look at them the way you looked at me when I first arrived on your door. (sniffs rather pathetically)! . Me: oh Mr Visa, don’t be upset. Remember how I love showing people how bright and shiny you are. And I do truly love you. (Quietly mutters) and the complimentary insurances, customer service line, and those cash back awards… GV: It’s impolite to mutter, young lady. Me: Oh Mr Visa I’m sorry. I was just wondering if you’d like to come to Lunch? GV: Oh, eh, (blushes a shiny gold colour) Me: Come on, Handsome (winks) So after Mr Gold Visa and I went off into the sunset (to lunch) I realised that yes, I do love him for the most part, even though he is a bit of an uppity, cranky old man.
I hate my C/C because it is too convenient, but by oath does it get you out of trouble at the best of times - user friendly, poverty struck ha ha!!
I love my credit card because it saves me money travelling to and from the bank. It also delays the payment of some of my bills to one day in the month and I get an accurate record of my wife's spending.
The worst mistake I ever made was taking out a GE Money Master Card, they are the biggest rip-off merchants with their interest charges and just keep hounding you every couple of days if you are a couple days late even when you make an arrangement date for payment,I even paid them out in full of $750.00 owed 1year ago and was stupid enough to use card again, so arranged for Lifeline to be my spokesman now, at last a bit of peace, worst credit card business, so people, don't go there!
I hate my credit card because of the interest rate of 18.99% but have no choice because being a pensioner no one will give me one.
easy to use and easy to lose!!
I hate any credit card because it gives me access to money I don't have and will lure into debt I can't afford. I would forget to make payments before interest is applied and soon be paying way too much for things i could not afford in the first place.
my love/hate realatioship with my card is the same as everyone else--LOVE the convenience of it.HATE paying it off esp with the high interstest rates!
I love it because it gives me financial flexibility, I hate it because it doesn't give a high enough credit limit despite the fact that I can easily afford repayments (regardless of being on a pension) and have a good credit history.
Credit cards are great,not having to carry cash around is a bonus. Plus your can purchased item off the internet and pay your bills. Having a 4 digit PIN No. helps with extra security.
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